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Are You Required to Wear a Motorcycle Helmet in Florida?

Published:
1/9/2026

Table of Contents

Florida’s helmet law for motorcycles mandates that riders under 21 must wear a helmet. Riders 21 and older with a valid insurance policy providing at least $10,000 in medical benefits for injuries resulting from a motorcycle crash are not required to wear one.

Do You Have to Wear Eye Protection When Riding a Motorcycle in Florida?

Regardless of age or insurance coverage, all Florida motorcycle riders must wear approved eye protection when operating a motorcycle on Florida public roads. If your license lists corrective lenses, you must wear eyeglasses or contact lenses when operating a motorcycle. Most motorcycle protective goggles will fit over prescription eyeglasses.

Why Should You Wear a Helmet?

Even if you are exempt from the Florida motorcycle helmet law due to your age and insurance policy coverage, wearing protective headgear is a good idea. Many objective and reliable sources support wearing a motorcycle helmet each time you ride:

What Should You Look for When Buying a Motorcycle Helmet?

Motorcycle helmets have come a long way in safety, comfort, and style. The U.S. Department of Transportation (DOT) offers these tips to buy the best motorcycle helmet that won’t detract from enjoying your ride:

  • Check for certification – Look for safety certification from the DOT or the Snell Memorial Foundation, a non-profit organization established in 1957 to reduce motorcycle deaths and injuries by improving helmet safety standards.
  • Size and shape – Use a measuring tape to measure the circumference of your head just above your eyebrows and ears. Use a mirror to check the shape of your head. Helmets are available in three shapes: round, intermediate oval (the most commonly used), and long oval.
  • Check the fit – Motorcycle helmets should fit snugly but not be overly tight. Your helmet should sit level on your head, covering your forehead without blocking your vision. Choose a helmet with a secure and adjustable chin strap.
  • Keep your cool – Florida motorcycle riders know how hot and humid it can get. A high-quality motorcycle helmet should keep you safe but provide enough ventilation to keep you cool. Ideally, get a helmet with adjustable vents.
  • Cover your face – Open-faced helmets don’t offer the same protection as those with a sturdy face shield. Face shields should be scratch-resistant. Some also have UV and anti-fogging protection.
  • Replace over time – Plan on replacing your motorcycle helmet after about five years of regular use, if you’re in a crash, or if it shows signs of damage, like cracks.
Motorcycle rider wearing safety gear.

Can You Still Recover Compensation for a Motorcycle Accident If You Were Not Wearing a Helmet?

If your injuries were caused by someone else’s actions, you could pursue compensation from the negligent driver. However, your recovered compensation could be less if not wearing a motorcycle helmet contributed to the severity of your injuries and the high cost of your medical care. And if you are found more than 50 percent responsible for your injuries, you could lose the right to recover compensation at all.

A Florida motorcycle accident attorney can help you understand your options for pursuing compensation and maximize your financial recovery. You could be entitled to money for your:

  • Medical care and treatment, including emergency room treatment, surgery, hospitalization, prescriptions, and specialists
  • Rehabilitation and therapy
  • Lost wages
  • Pain and suffering
  • Costs to repair or replace your motorcycle
  • Costs to replace your motorcycle helmet and other protective gear

However, proving that the at-fault driver is responsible for the full extent of your injuries can take a lot of time, effort, and evidence. Your attorney can help show the other driver’s liability in order to protect your right to full compensation, even if you weren’t wearing a motorcycle helmet.

How Long Do You Have to File a Motorcycle Accident Claim in Florida?

Florida’s statute of limitations allows an injured person two years from the date of the crash to file a motorcycle accident lawsuit against the at-fault party. If you wait too long and miss the deadline, you’ll likely lose your opportunity to hold the negligent party accountable. Working with a Florida motorcycle accident lawyer can help you stay on top of deadlines, gather the necessary evidence and medical documentation, and build a strong claim for the best possible outcome.

Contact a Florida Motorcycle Accident Lawyer

If you were in a motorcycle accident, you deserve to know your legal options. With over 60 combined years of legal experience, Zervos & Calta, PLLC has helped countless accident victims recover financial justice. We understand how insurance companies can downplay, delay, or deny claims, preventing you from obtaining the money you need to return to your everyday life. Want to learn more? Contact Zervos & Calta, PLLC for a free consultation with our Florida motorcycle accident lawyers.

Visit Our Florida Motorcycle Accident Law Offices

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Angela Zervos

Personal Injury Trial Lawyer

Angela Zervos is a trial lawyer with over 28 years of experience fighting for personal injury victims against insurance companies in a variety of claims. She has secured over $80 million in settlements and verdicts, leading to accolades like a "Superb" 10.0 AVVO rating and ranking among the Top 100 civil trial lawyers.