Zervos & Calta PLLC: Tampa Personal Injury Lawyers Who Stay Involved
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Table of Contents
Florida Injury Laws and Filing Deadlines
Personal injury cases in Tampa are controlled by specific Florida statutes. These laws determine how long you have to file and how fault affects your recovery. Missing a deadline can permanently prevent you from pursuing compensation.
Under Florida Statutes §95.11, most personal injury lawsuits must be filed within two years from the date of the accident. This applies to many car and truck accidents, as well as premises liability cases. Wrongful death claims are also generally subject to a two-year deadline. If a lawsuit is not filed within the required period, courts will typically dismiss the case, regardless of its merits.
Florida follows a modified comparative negligence system under §768.81. If an injured person is partially responsible for an accident, their compensation may be reduced by their percentage of fault. However, if a person is more than 50 percent at fault, they may be barred from recovering damages. Insurance companies frequently attempt to shift blame, which is why strong legal representation matters.
Medical malpractice cases are governed by Chapter 766 of the Florida Statutes. These claims require a formal pre-suit process, including a verified written medical expert opinion, before a lawsuit can be filed. Strict notice requirements and shorter deadlines can apply, making early legal action essential in these complex injury cases.
What Compensation Can You Recover in a Tampa Personal Injury Case
Florida personal injury law allows injury victims to pursue compensation for both economic and non-economic losses. The value of a personal injury case depends on the severity of your injuries, the clarity of liability, and how the accident has affected your daily life.
Compensation in personal injury lawsuits typically falls into two categories.
Economic Damages
These damages cover your measurable financial losses, including:
- Medical bills, both current and projected future costs
- Lost income and reduced earning capacity
- Medical treatment, rehabilitation, and in-home care costs
- Property damage tied to the accident
Non-Economic Damages
Non-economic damages address the human toll of the injury:
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
- Permanent disability or disfigurement
Punitive Damages
In cases involving gross negligence, such as a drunk driver or a trucking company that knowingly violated safety regulations, Florida courts may also award punitive damages. Our goal in every case is to win the maximum compensation that reflects what you've actually lost, not what an insurance adjuster decides they’re willing to pay.
Elements Required to Prove Negligence
Every personal injury case in Tampa is built on the legal concept of negligence. To recover compensation under Florida law, an injured person must prove specific elements. Insurance companies often challenge one or more of these components, which is why a carefully developed legal strategy is essential.
To establish negligence, the following must be proven:
- Duty of care: The responsible party owed you a legal duty to act reasonably and avoid causing harm.
- Breach of duty: That duty was violated through careless, reckless, or unsafe conduct.
- Causation: The breach of that duty directly caused your injuries.
- Damages: You suffered measurable losses, such as medical bills, lost income, or emotional distress.
If any one of these elements is not supported by evidence, a personal injury claim can fail. Our legal team gathers documentation, consults qualified experts, and builds each case methodically to pursue maximum compensation for injury victims in Tampa Bay.
What to Expect During a Tampa Personal Injury Case
Most injury victims have never filed a claim before. Knowing the basic stages of a Florida personal injury case helps you understand what comes next and how decisions are made.
The process begins with a free consultation. We review the facts, discuss your injuries and medical treatment, and explain your legal options. You receive a clear assessment, with no obligation to hire our law firm.
If we accept your case, we will immediately begin investigating and collecting evidence. This may include police reports, medical records, photographs, witness statements, and video footage. Acting quickly helps preserve important details and strengthen your claim.
When your condition stabilizes, we prepare a detailed demand outlining damages and liability. We present it to the insurance companies and negotiate for fair compensation.
If fair compensation is not offered, we initiate formal litigation. This phase includes written discovery, depositions, and court proceedings. Even after a lawsuit is filed, negotiations often continue. We prepare every case thoroughly so that we are ready if a trial becomes necessary.
Most personal injury cases resolve before reaching trial. When a settlement is reached, we review every term with you to ensure it fully reflects the scope of your losses. If a resolution cannot be reached, we proceed to trial and present your case before a judge or jury.
Meet Angela & Lauren:
Committed to Your Case at Every Stage
"Insurance companies have teams of lawyers. You deserve an attorney who knows your name and fights just as hard for you."Angela Zervos
With 20+ years of undefeated litigation experience, Angela delivers aggressive advocacy and genuine care for every client.
"Our clients aren't case numbers. They're our neighbors who need someone who genuinely cares about their recovery."Lauren Calta
With 30 years of courtroom experience, Lauren blends fierce representation with compassion and clear communication.
Why Tampa Personal Injury Victims Choose Zervos & Calta

Direct Attorney Access 24/7
You receive your attorney’s direct contact information. No gatekeepers and no layers of staff. When you call, you speak with your lawyer.
One Team from Start to Finish
Your case stays with the same attorneys throughout. The lawyers who evaluate your claim are the ones who negotiate and, if needed, try the case.
Undefeated at Trial for Over 20 Years
Our firm has maintained an undefeated trial record for more than two decades. Insurance companies know we are fully prepared to go to court, and that changes negotiations.
Hear from the People We've Helped
Serving Tampa and Surrounding Communities
Zervos & Calta, PLLC, represents injury victims throughout Tampa and the surrounding Tampa Bay area, including clients from across Hillsborough County, Pinellas County, and Pasco County.
We meet clients where it's convenient, whether at our offices, by phone, or virtually.

Your Case Won't Wait
Insurance companies move quickly after an accident. Evidence disappears, and witnesses become harder to locate. The sooner we get involved, the stronger your case.
Contact Angela Zervos or Lauren Calta today for a free consultation. We work on a contingency fee basis, so you pay nothing up front. No legal fees unless we win your case and put money in your pocket.
Frequently Asked Questions
Seek medical care first, even if injuries seem minor. Photograph the scene if you can, collect witness contact information, and report the accident to law enforcement. Avoid recorded statements to insurers until you have spoken with an attorney.
Yes. Many personal injury cases involve multiple liable parties. For example, a truck crash may involve the driver, the trucking company, and a maintenance contractor. Identifying every responsible party is important when pursuing full compensation.
Strong claims usually rely on medical records, accident reports, photographs, witness statements, expert opinions, and documentation of financial losses. Early investigation helps preserve evidence that might otherwise disappear.
The path of a case depends on how clearly liability is established and whether the insurance company negotiates reasonably. Some claims settle quickly, while others require litigation to reach fair compensation.
Case value depends on several factors, including medical expenses, lost income, future treatment needs, and the long-term impact of injuries on daily life. Clear liability and strong evidence also influence how insurers evaluate a claim.






















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