Car Accident Attorney in New Port Richey

The Insurance Company Has a Lawyer. So Should You.

U.S. 19, Main Street, and Grand Boulevard send New Port Richey drivers to the ER every week. If a negligent driver put you there, the insurance company already has a plan to pay you less than you deserve. An adjuster’s main job is to figure out a way to pay you as little as possible, or even nothing at all. That’s where we come in.

The experienced New Port Richey car accident lawyers at Zervos & Calta, PLLC level the playing field. Our law firm investigates the crash, handles every insurance adjuster, and aggressively fights for the maximum compensation you're owed. Contact us today for a free consultation.

Florida gives you 2 years from the crash date to file suit under § 95.11, Florida Statutes. Miss that window, and you lose your right to compensation.

How Can a New Port Richey Car Accident Attorney Help Me?

At Zervos & Calta, PLLC, our trusted New Port Richey car accident lawyers have more than 60 years of combined experience representing injured people in New Port Richey and the surrounding Tampa Bay area. We fight aggressively from the start to pursue the full compensation our clients need.

Our team can take the pressure off you after a New Port Richey car crash by:

• Answering your questions during a free initial consultation;
• Investigating the crash to determine who was at fault;
• Filing your vehicle repair and property damage claim;
• Negotiating forcefully for your medical bills, lost wages, and pain and suffering;
• Taking your case to trial if we have to file a car accident lawsuit to force the insurance company to pay the compensation you deserve.

Common Causes of Car Accidents in New Port Richey

Preventable driver errors cause most crashes on busy corridors like U.S. 19, Main Street, and State Road 54.

Among the common causes of New Port Richey car accidents are:

• Distracted driving. Texting, eating, or talking on the phone pulls attention off the road;
• Driving under the influence. Alcohol and certain medications slow reaction time and judgment;
• Drowsy driving. Fatigued drivers drift into lanes, miss hazards, or fall asleep at the wheel;
• Speeding. Higher speeds mean longer stopping distances and less time to react;
• Reckless driving. Tailgating and unsafe lane changes leave no room to avoid a sudden hazard;
• Driver error. Failing to yield or running a signal is a common cause of intersection crashes.

Our skilled New Port Richey car accident lawyers at Zervos & Calta can prove which of these caused your crash.

Compensation Available in a New Port Richey Car Accident

By filing a claim with your no-fault insurance provider, you can typically obtain up to $10,000 in compensation for necessary medical expenses from your Personal Injury Protection Policy (PIP coverage).

If you sustained severe injuries that allow you to step outside of Florida’s no-fault insurance system, you may be entitled to compensation for:

• Lost income, if you missed time at work while recovering from your injuries.
• Projected future losses, such as expected costs of medical care you will likely require in the future.
• Pain, suffering, and losses in quality of life you endure as a result of the accident and your subsequent injuries.

What Determines the Value of Your New Port Richey Car Accident Claim

No two crashes are worth the same amount. When our car accident lawyers in New Port Richey evaluate your claim, we look at:

• The severity of your injuries and whether they're permanent;
• Total medical costs, from the ER visit to future surgery or therapy;
• Lost wages and any reduction in your future earning capacity;
• Property damage to your vehicle;
• Pain, suffering, and the toll the crash has taken on your daily life;
• Your share of fault, if any, under Florida's comparative negligence rule;
• The at-fault driver's available insurance coverage.

Our knowledgeable legal team builds your claim around your actual losses and negotiates hard. If the insurance company won't pay what the case is worth, we take it to trial to force them to be fair. Our New Port Richey car accident attorneys won't settle for less than your case is worth.

Proving Fault in a New Port Richey Car Accident

You must prove the other driver was at fault before you can recover on a third-party claim. Florida follows a modified comparative negligence rule under § 768.81, Florida Statutes: fault over 50% bars recovery entirely, and anything at or below 50% reduces your payout by that percentage.

Evidence that proves fault:

• Police or Florida Highway Patrol accident reports;
• Photographs and video of the crash scene;
• Eyewitness statements;
• Accident reconstruction reports;
• Medical records and bills;
• Vehicle damage and other physical evidence.

Common Injuries Experienced in New Port Richey Car Wrecks

Many car crashes result in serious injuries that leave victims with painful symptoms for weeks, months, or longer.

Common car accident injuries include:

• Facial injuries, scarring, and dental trauma;
• Head injuries and traumatic brain injuries;
• Back injuries, neck injuries, and shoulder injuries;
• Spinal cord injuries and partial or total paralysis;
• Abdominal injuries;
• Internal bleeding;
• Dislocated or broken bones;
• Soft tissue strains, sprains, and tears;
• Post-traumatic stress disorder and other emotional injuries.

What to Do After a Car Accident in New Port Richey

What you do in the hours after a crash can affect your claim for months. If you're able to:

1. Call 911 and stay at the scene until police arrive.
2. Get medical care, even if you feel fine, as some injuries take hours or days to show up.
3. Photograph the vehicles, the road, and your visible injuries.
4. Get the other driver's name, insurance information, and license plate.
5. Get contact information for any witnesses.
6. Avoid discussing fault with the other driver or their insurance company.
7. Call a New Port Richey car accident attorney before you give a recorded statement.

Insurance adjusters are trained to get you talking before you've spoken to a lawyer. Let our team handle every conversation with the insurance company from here.