What To Do If Your Uber Got into an Accident in Florida

Lady driver calling insurance to report car accident.

If you are injured in an Uber accident in Florida, you should seek medical attention, report the accident to Uber, gather evidence, and consult an experienced car accident lawyer. Liable parties depend on the specific details of your case.

 

 

Should I See a Doctor After My Florida Uber Accident?

It’s essential that you see a doctor after a Florida Uber accident. Even if you initially feel fine, it’s always in your best interest to get checked out by a medical professional in case you have underlying injuries that haven’t begun displaying symptoms.

By seeing a doctor, you will also create a paper trail of your injuries and the treatments your doctor prescribes for them in your medical record. This can be vital for proving your injuries exist, especially if they aren’t visible injuries, such as whiplash.

If I’m in an Uber Accident, Do I Have to Report It to Uber?

If you are in an Uber accident as a passenger, you don’t necessarily have to be the one to report it to Uber. The driver may report it. However, you should report the accident on the Uber app or their website to make sure Uber gets your side of the story.

Additionally, by reporting the accident yourself, you’re setting up for a possible Uber accident claim against the company’s liability insurance policy. In case the driver doesn’t report the accident, your report can serve as evidence that the collision occurred and involved an active Uber driver.

What Evidence Can Prove Who Was Responsible for My Florida Uber Accident?

Proving who was responsible for your Florida Uber accident may be important if you suffered serious injuries that go beyond your personal injury protection (PIP) insurance policy limits. Some of the most effective evidence for proving fault in car accident cases is:

  • Accident scene photographs depicting the damaged vehicles, skid marks on the road, weather conditions, and relevant traffic signs and lights
  • Traffic, surveillance, or dashboard camera footage showing the accident occurring
  • Eyewitness statements from other passengers, motorists, or bystanders that can provide additional information about the Uber crash that you may not have access to
  • Expert testimony, such as that from a crash reconstruction specialist

What Auto Insurance Will Uber Provide?

If you were a passenger in an Uber when the crash occurred, Uber will provide liability coverage of up to $1,000,000. This coverage applies if the Uber driver was responsible for the accident and can be used for your medical expenses, lost wages, pain and suffering, and other losses.

The $1,000,000 in coverage applies when the Uber driver is en route to pick up a fare or while they’re transporting a passenger. If you were injured by an Uber that you were not in and the driver was online on the app and available for a trip, the company provides the following liability coverage:

  • $50,000 per person for bodily injury
  • $100,000 per accident for bodily injury
  • $25,000 per accident for property damage

What Compensation Could I Receive If My Uber Driver Gets into an Accident in Florida?

If your Uber driver gets into an accident in Florida, the compensation you could receive depends on several factors, including the severity of your injuries. If your injuries are considered severe under Florida law, you may be able to seek compensation for your intangible, non-economic losses. These include pain and suffering, emotional distress, and diminished quality of life.

Regardless of the severity of your injuries, you can always seek compensation for your economic losses. These are your losses with tangible value, including:

  • Past and future medical bills related to your injuries
  • Lost wages and loss of future earning capacity caused by your injuries
  • Property damage caused by the accident

Passenger using ridesharing app like Uber to book for a ride.

How Does Florida’s No-Fault Insurance Law Come into Play with My Uber Accident?

Florida’s no-fault law requires all drivers to have at least $10,000 in personal injury protection (PIP) insurance. When you are involved in an accident, regardless of who is at fault, your first source of compensation is to file a claim against your PIP policy with your insurer.

Suppose your injuries are severe, such as a significant and permanent loss of an essential bodily function, a permanent injury, or permanent scarring or disfigurement. In that case, you can seek additional compensation through an insurance claim or lawsuit.

In cases where your Uber driver was at fault for the accident, you can file a claim against Uber’s liability coverage policy. And in cases where another driver was at fault for the accident, you can file a personal injury lawsuit against them.

How Long Do I Have to File a Florida Uber Accident Lawsuit?

Under Florida’s statute of limitations, injury victims have two years to file lawsuits against the parties responsible for the accidents that harmed them. You must file any lawsuits within this period or risk the courts barring you from presenting your case in court.

Despite the two-year time limit, it’s best to speak with an attorney as soon as possible after an Uber accident. It takes time for your attorney to investigate the collision, gather evidence, and build a strong case, and the more time you give them to do so, the better your chances of recovering full compensation will be.

Contact a Florida Uber Accident Lawyer

Determining liability in Uber crashes is a complex task. If you were injured in an accident as an Uber passenger, contact Zervos & Calta, PLLC, for a free consultation with a knowledgeable and experienced Uber accident lawyer. Attorneys Angela A. Zervos and Lauren Calta offer clients more than 58 years of combined legal experience and a reputation for being accomplished trial lawyers who take an aggressive approach to dealing with insurance companies.

Our lawyers have recovered millions in negotiated settlements and trial awards for our clients and have successfully handled several multi-million-dollar cases. We encourage you to read our client testimonials to learn more about our success stories.

When times are tough, your lawyer should be, too. Rely on our team to handle your case while you focus on your recovery.

Visit Our Florida Uber Accident Law Offices

About the Author

Angela Zervos
Angela has spent more than 28 years of her legal career fighting for personal injury victims – and against big insurance companies. As a true trial lawyer, she takes on a wide variety of personal injury claims, including those involving motor vehicle accidents, slip-and-fall accidents, medical malpractice, traumatic brain injuries, and wrongful death. Prior to starting her own law practice, Angela secured more than $80 million in settlements and jury verdicts for her clients – a 90 percent success rate since 2002. Her efforts on behalf of her clients have resulted in numerous accolades. For example, Angela maintains a “Superb” 10.0 rating from AVVO, an “AV Preeminent” rating from Martindale-Hubbell, and she is ranked among the Top 100 civil trial lawyers by the National Trial Lawyers Association. Zervos & Calta, PLLC serves the entire Tampa Bay area – including Pinellas County, Pasco County, Hernando County, and Hillsborough County – from offices in Tarpon Springs, Spring Hill, Clearwater, and St. Petersburg.